Medical Insurance provides you the following advantages thus easing the
financial
stress on your family:
Pay your medical bills
Health Insurance allows you to pay for non-surgical and surgical
expenses
such as specialist examination fees, cost of tests such as
MRI or CAT
scan, and surgery costs. Medical bills may be very
expensive.
Avoid long waiting lists
While New Zealand’s public health system provides excellent healthcare
for
emergency medical conditions, for non-emergency medical problems
you will
most likely be put on a waiting list to see a specialist or
have surgery,
depending on the condition. Sometimes waiting for
treatment can lead to a
worsening of the condition which will be
avoided.
Drag funding
While a large number of medicines are subsidised by the government in
New
Zealand, many are not. If your medical condition requires a
non-subsidised
drug the medical bills can quickly add up. With some
insurance companies,
Health or Medical Insurance allows you to cover
both subsidised and
non-subsidised medical drugs giving you the peace
of mind that you’ve got
yourself covered no matter what your
treatment will cost.
Overseas treatment
It is not just limited to local treatment in New Zealand, but also
covered
if you decide to go overseas for the treatment, and part of
the travel
costs can be reimbursed as well.
Complimentary child insurance
If your child is born during the period of your health insurance, the
child
will receive free health insurance for three months. It will be a
great
savings if you add your child to your health insurance plan that
will
not convert to adult costs until age 21.